Customer Notice:

1. Approval depends upon meeting legal, regulatory and underwriting requirements. All times and dates are based on Eastern Time (ET). If your loan is approved and originated by 8:00 p.m. ET on a business day, your funds will typically become available on the next business day. The lender may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and the lender may take that into consideration in the approval process.

2. Payments must be made on time in order to enhance credit with lender.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary.

The Xact^® Loan is an installment loan originated and funded by Capital Community Bank, a Utah Chartered bank located in Provo, UT, Member FDIC.

NEBRASKA RESIDENTS: A credit agreement must be in writing to be enforceable under Nebraska law. To protect you (borrower) and us (lender) from any misunderstandings or disappointments, any contract, promise, undertaking, or offer to forebear repayment of money or to make any other financial accommodation in connection with this loan of money or grant or extension of credit, or any amendment of, cancellation of, waiver of, or substitution for any or all of the terms or provisions of any instrument or document executed in connection with this loan of money or grant or extension of credit, must be in writing to be effective.

RHODE ISLAND RESIDENTS: Credit reports - Notice to individual – I understand that a credit report may be requested in connection with my application for credit.

CALIFORNIA RESIDENTS: If you are married, you may apply for an account separate from your spouse.

** Xact^® doesn't charge you for using text messages (SMS) for two-factor authentication. However, your mobile provider's standard rates for sending and receiving messages may apply.

† By providing your telephone number, including any mobile number, you consent that we may call you at these numbers for servicing and marketing telephone calls.

Notice to California consumers: Information on your privacy rights under the California Consumer Privacy Act can be found by clicking here.

Information on the California Consumer Privacy Act
Do Not Sell My Personal Information

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7755 Montgomery Road, Suite 500, Cincinnati, OH 45236